Despite the Bank of England base interest rate rise late last year, very little has changed with savings rates, although National Savings has issued some new products.

The cost of our passports is rising in March, so worth remembering that if you need to renew yours, you can do so up to 9 months’ before the expiry date so if yours expires before October, do get on with it.

Over the last month we have seen financial investment scam emails at the rate of around one per day, so if you get an email promising wild returns and guarantees, beware. !!